E hoʻolālā i ke kālā a hoʻohana i kou uku ma ka huakaʻi
ʻO kahi kīʻaha e uku aku i ke kāleka kāleka he ala maikaʻi loa ia e ukuʻia ai no kāu kūʻai kāleka kāleka. ʻO ka maikaʻi o nā kumukūʻai maikaʻi ka loaʻaʻana o nā bonus hōʻailona kiʻekiʻe a me nā polokalamu maikaʻi. E hoʻohana i kāu kāleka kāleka e hoʻopaʻa i nā mea (a mau mile) paha e hiki ai ke hoʻohana no ka heleʻana, nā kāleka makana a me nā loki'ē aʻe. Eia ka mea maikaʻi loa e uku i nā kāleka kāleka i loaʻa i kēia manawa.
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ʻO kaʻoi akuʻOho: Chase Sapphire Reserve
Ma muli o Chase ʻO ka Chase Sapphire Reserve kahi kāleka hōʻai'ē kālā nui loa - hoʻokahi me nā hōʻailona hōʻailona nui, nāʻokoʻa hou a me ka uku makahikiʻoi aʻe.
E hoʻomaka kākou me ka polokalamu uku. Hāʻawi ka Chase Sapphire Reserve iʻekolu mau helu ma ke kālā no ka heleʻana, e like me nā hokele, nā taxis a me nā kaʻa; ʻekolu hapa ma ke kālā no kaʻaiʻana ma ka honua a puni; a hoʻokahi hapa ma ke kālā no nā mea a pau. ʻO ka nui o nā koho he 50 pakeneka ke loaʻa iāʻoe ma o Chase Ultimate Rewards. ʻAʻohe manawa aʻaʻohe pōpilikia i ka wā hiki iāʻoe ke ho'ōla i kāu uku.
E like me ka Chase Sapphire Preferred, hāʻawiʻia ka uku'āina Chase Sapphire 50,000 mauʻai waiwai ma hope o ka hoʻohanaʻana i $ 4,000 ma ke kūʻaiʻana i nā mahinaʻekolu o ka weheʻana i ka helu. Akā, me ka Chase Sapphire Reserve,ʻo ka bonus he $ 750 ke heleʻana inā e kūʻaiʻoe i kāu mau helu ma o Chase pūnaewele puke mea Chase: Chase Ultimate Rewards.
ʻO ka bonus hōʻailonaʻo ia wale nō ka hoʻomakaʻana o nā pīhoihoi weliweli o Chase Sapphire.
Loaʻa i nā mea kūʻai i $ 300 ke kālā hōʻai'ē holo i hiki ke kūʻai houʻia no nā kūʻai kūʻai i hanaʻia ma ka palapala. E loaʻa iāʻoe kahi hōʻai'ē hōʻai'ē $ 100 no Global Entry a PreCheck. ʻO nā kuleana'ē aʻe o ka Chase Sapphire Reserve e komo i nā keʻena o nā mokulele a me nā kuleana kūikawā kūikawā kūikawā me ka National Car Rental, Reviews a me Silvercar i ka manawa e kākau aiʻoe me kāu kāleka.
Ka uku nui:ʻO ka uku makahiki he $ 450 ka makahiki makahiki no ka mea kuleana mua a $ 75 makahiki no nā mea hoʻohana'ē aʻe (a hiki i 4). ʻAʻole he uku kālā maʻamau.
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ʻO Runner-Up,'Okela'Oha: Chase Sapphire Loaa
Ma muli o Chase ʻO ka Chase Sapphire Preferred kahi mea nui'ē aʻe e uku i ka kāleka kāleka ma ka mākaʻi. ʻO ke kumukūʻai o ka uku he mea maʻalahi loa ia, he kūpono ka uku makahiki, aʻo ka kāleka kekahi o nā uku nui loa.
Me ka Chase Sapphire Preferred, loaʻa iāʻoeʻelua mau helu no kēlā me kēia kālā āu e hele ai ma ka heleʻana a me kaʻaiʻana i nā haleʻaina a me ka helu hoʻokahi ma ke kālā no nā mea a pau. ʻOiaiʻo Chase e hāʻawi iāʻoe i nāʻano hoolapanai likeʻole, hiki i nā helu he 25 pakeneka nui ke hoʻohanaʻoe i Chase Ultimate Rewards e uku i kou uku.
Ma keʻano he bonus hōʻailona, loaʻa iāʻoe he 50,000 hapa waiwai ma hope o kou liloʻana i $ 4,000 ma ke kūʻaiʻana i loko o nā mahinaʻekolu mua o ka weheʻana i ka helu. He waiwai $ 625 nā hōʻemi ināʻoe e ho'ōla iā lākou ma o Chase Ultimate Rewards.
Inā he lālāʻoe o nā papahana hoʻohanohano'ē aʻe a makemakeʻoe e hoʻohui i nā māhele, hiki iāʻoe ke hoʻololi i nā helu 1: 1 i ka hokele o Chase a me nā hoa pili laina. ʻO kekahi o nā hoa pili,ʻo Southwest Airlines Rapid Rewards, United MileagePlus a me Marriott Rewards.
Pane Nui:ʻAʻole e uku i kekahi uku kālā ma nā kūʻai āu e hana ai i loko o nā kālā'ē aʻe. Ua hoʻokuʻuʻia ka uku makahiki makahiki 95 ma ka makahiki mua.
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ʻO ka maikaʻi no ka hele wikiwiki: nā kālā uku nui
Na ka Hoʻohanohano o Capital One No ka liʻiliʻi iki aʻe o kou hiki ke loaʻa nā uku, e nānā i ke kāleka kālā kālā Capital One Venture Rewards. E loaʻa nā palenaʻelua palenaʻole no ke kālā ma kēlā me kēia kūʻai āu e hana ai. Loaʻa ka loaʻa o nā mile bonus 50,000 i hoʻokahi manawa āu i hoʻohana ai $ 3,000 ma ke kūʻaiʻana i loko o nā mahina muaʻekolu.
ʻO ka hoʻopaʻiʻana i nā uku he mea maʻalahi wale nō ia me ka loaʻaʻole. E kūʻai wale i nā uku wale nō ma keʻano hōʻai'ē hōʻailona no kāu kūʻaiʻana i nā hele.
Ka Hoʻokaʻawale Nui: E hoʻokuʻuʻia ka uku makahiki makahiki he $ 95 i ka makahiki mua, a laila e ukuʻia i kēlā me kēia makahiki ma kou mahina mahina. ʻAʻole he uku kālā maʻamau.
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Kuhi Hoʻohanohano maikaʻi loa: Citi I hoʻomaikaʻi iāʻoe i makemakeʻia
Ma muli o Citi ʻO ka Citi ThankYou makemake makemake e hāʻawi iʻelua mau helu no ke kālā ma kaʻaiʻana a me ka hoʻokipa; hoʻokahi helu ma ke kālā no nā mea a pau. Hiki iāʻoe ke loaʻa nā helu palenaʻole aʻaʻole e pau. E kūʻai i nā helu no nā kāleka makana, nā huakaʻi hele, a hoʻohana paha ma Amazon.com a BestBuy.com paha.
Ma keʻano he mea kūʻai Citi, hiki iāʻoe ke leʻaleʻa i ka Citi Price Rewind, heʻano e hoʻokuʻu koke iāʻoe i nā hoʻololi o nā kumukūʻai. Huli ka mea hana i nā kumu kūʻai haʻahaʻa ma nā mea i hoʻopaʻaʻia i kūʻaiʻia me kāu Citi card a ukuhoʻi i kaʻokoʻa ma waena o ke kumukūʻai āu i uku ai a me ke kumu kūʻai. ʻO nā mea a pau āu e hana ai, e hoʻopaʻa inoa i kēia mea,ʻo Citi ke koena o ka hana.
Palekana Nui:ʻO ka Citi Thankful makemakeʻia e hāʻawi aku i kahi o ka APR he 0 pakeneka no 15 mau mahina ma ka kūʻaiʻana a me ka hoʻoiliʻana i nā pale. Ma hope o ka pauʻana o ka manawa hoʻolālā, he 14.49 ka lōʻihi o ka APR i 24.49 pakeneka. ʻAʻole he uku makahiki.
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ʻO kaʻoihanaʻoihanaʻoihana kiʻekiʻe: Kāpena Kālā Kāpenaʻo Rapid Rewards Plus
Ma muli o Chase Pono nā kākoʻo pinepine a pau e makemake i kahi kāleka kāleka i loko o kā lākou pēke. ʻO ka Waihona Kālā Kākauʻo Southwest Rapwards Rewards ke uku aku iʻelua mau helu no ke kālā ma Southwest Airlines a me kekahi mau hōkele a me nā hokele kūʻai kaʻa; alaila, hookahi keneta no ke dala no na mea a pau.
E loaʻa he 40,000 mau waiwai bonus ke liloʻoe i $ 1,000 ma ke kūʻaiʻana i loko o nā mahina muaʻekolu o ka weheʻana i kāu pūnaewele. Loaʻa nā loaʻa o 3,000 mau makahiki i kēlā me kēia makahiki ma ka hōʻailona o kāu kāleka. Hiki iāʻoe ke ho'ōla i kāu mau helu no nā mokulele honua, cruises, mau hoʻomaha hale hoʻomaha, nā kaʻa kaʻa a me nā kāleʻa makana.
ʻO ka uku makahiki no ka Hōʻai'ē Kālā Pāʻaniʻo Southwest Airlines he $ 69. ʻO kaʻaoʻao nui o ke kāleka e loaʻa me kahi kālā $ 99 makahiki, hoʻoponopono i ka bonus anniversary i 6,000 mau helu aʻaʻohe kuleana kālā maʻamau.
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ʻO Hotel Hōkū: Hilton HHonors American Express
Ma muli o ka American Express ʻO ka Hilton, kekahi o nā hōʻailona hale hoʻokipa nui loa o ka lāhui, aia kekahi o nā papahana maikaʻi. Me ka Hilton HHonors American Express, e loaʻa iʻehiku mau helu ma ke kālā no nā noho hoʻomaha ma loko o ka waihona kālā Hilton; ʻelima mau helu no ke kālā ma nā kūʻaiʻana i nā hale kūʻai o nā US, nā supermarkets a me nā keʻena kinoea. E loaʻa nā heluʻekolu ma ke kālā no nā kūʻai'ē aʻe'ē aʻe.
E hoʻolimalimaʻia he $ 1,000 ma ke kūʻaiʻana i loko o nā mahina muaʻekolu o ka weheʻana i kāuʻike a loaʻa iā 50,000 Hilton Honors bonus points. Hiki i ka Hilton kōpili ke hui pū aku me Hilton Hotels & Resorts, Hilton Garden Inn a me Hilton Hilton Garden Inn Hilton, a Hilton Garden Inn.
Loaʻa i kahi kūlana Silvers me kāu kāleka kāleka. Me ke kālā kālā, loaʻa iāʻoe he 15 bonus bonus ma nā Hilton Honors pūnaewele nui āu e loaʻa ai, e loaʻa iāʻoe i kēlā me kēia 5 pō a me ka noaʻole ma nā noho hoʻomaha a hoʻokipa i nā pono o ka hōkele e like me ke kelepili helu a me ka hōʻeaʻana o ka hōʻailona.
E hoʻolimalima i $ 20,000 ma nā kūʻai kūʻai i kāu Card i loko o ka makahiki kahiki a loaʻa iā Hilton Honors Gold Status no ke koena o ka makahiki a hiki i ka hopena o ka makahiki makahiki e hiki mai ana. ʻO ke kūlana gula ke kau aku i nā kiko o ka Hōʻai'ē Kūpono, me ka hāʻawi aku iāʻoe i ka bonus 25% ma nā Hilton Honors Base Points e loaʻa ana iāʻoe, i kēlā me kēia 5 pō kaʻawale a me nā haʻawina piha ma muli o kaʻike.
Pane Nui:ʻAʻole he uku makahiki.
Hiki ke hoʻololi i nā hua palapala kāleka. E hōʻoia me kēlā me kēia mea hoʻopuka kālā kāleka no nā'ōlelo hou a me nā kumu hou.